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February pension increase. Latest news and latest changes

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Already from January 1, there will be an increase in labor pensions for non-working pensioners (old age, disability and loss of a breadwinner) by 3.7 percent. This indexation will be carried out one month earlier than usual, since the Government has decided to index these types of pension payments above the inflation rate, which in 2017 was at a record low level (less than 3%).

Attention

The moratorium on indexation of pensions in 2018 will be maintained - that is, employed citizens who are already retired will be able to count only for recalculation from August 1 based on accrued pension points for the previous year. They will be able to receive all the indexation missed during the moratorium.

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In addition to the indexation of pension payments, in 2018 there will also be changes in the basics of pension provision for Russian citizens, which will affect the conditions for retirement upon reaching retirement age and the formation of pension rights of working citizens. Another question that concerns pensioners in connection with the onset of the new year is whether there will be one (alas, but no - this time there will be no such payment).

Indexation of pensions in 2018

According to the provisions of Law No. 400-FZ of December 28, 2013, insurance (labor) pensions of citizens must be indexed annually from February 1 to the inflation level of the previous year, and if the Pension Fund has additional financial resources, indexation is carried out again on April 1. But the new year is traditional The procedure for indexing labor pensions will change: their increase will occur 1 month earlier - already.

Social pensions and other social payments made by the Pension Fund, will be promoted as usual to the actual level of price growth for 2017:

At the same time, an increase in insurance pensions. Let us recall that the indexation of pensions for working citizens was suspended in 2016 due to the difficult economic situation in the country. This freeze helped save the state 12 billion rubles. However, all missed indexations must be compensated to the citizen already.

Pension increase from January 1, 2018 (latest news)

In accordance with the law adopted by the State Duma on December 15, 2017 (introduced by the Government as bill No. 274624-7) on changing the procedure for indexing insurance pensions in 2018 all types of pensions (old age, disability, survivors) should increase from January 1, 2018 by 3.7%. The previous procedure for increasing labor pensions is suspended until the beginning of 2019, and this increase does not apply to working pensioners (see the text of the law below).

It should be borne in mind that any insurance pension consists of two parts:

  • fixed payment(or FV) is a constant value guaranteed by the state (for all categories of recipients it is set in a fixed amount);
  • directly insurance part- this is an individual calculated value, which depends on the number of pension points earned during work.

January indexation will affect both parts of the pension as follows:

  1. The fixed payment will be increased by 3.7% and will remain unchanged 4982 rubles 90 kopecks, its increase or decrease is legally established for certain categories of citizens by Law No. 400-FZ of December 28, 2013;
  2. The insurance part of the pension directly depends on the points earned by the pensioner, the cost of which will increase from January 1 by 3.7% and amount to 81 ruble 49 kopecks.

Attention

In 2017, actual inflation in the country was recorded at no more than 3%. Consequently, the increase in pensions proposed by the Government by 1.037 times in 2018 formally covers the increase in consumer prices (although, of course, in its absolute value this increase will be very small - the increase will be even less than in previous years).

Increase in social payments to pensioners in 2018 from February 1

From February 1, 2018, there will also be an increase (indexation) of all social payments of the Pension Fund provided for various categories of citizens (disabled people, veterans, heroes of Russia, etc.). They are provided in the form of monthly cash payments (MCB), an integral part of which is also a set of social services (NSS).

In general, NSU consists of three parts (medicines, travel and sanatorium treatment) and is provided at the choice of the pensioner in one of two ways:

  • in kind (that is, directly by social services);
  • in monetary terms when refusing natural food.

The cost of a set of such services (each part separately) is determined by law and increases in direct proportion to the growth of the monthly payment (EDV) - i.e. by the same percentage. In 2018, this increase is planned at a level of less than 3%, so beneficiaries will hardly feel such an increase. The preliminary values ​​of EDV and NSU in 2018 can be found in the table.


Attention

Thus, from February 1, 2018, it is planned to index social payments (including a set of social services) to the actual inflation level of last year. In the draft Government resolution, this value was fixed at 3.2%, but actual inflation will be less than 3%, so the increase will be even smaller (the same applies to child benefits in 2018).

Indexation of social pension in 2018 from April 1 by 4.1%

A social pension is a special type of pension, which is characterized by the pensioner’s lack of work experience for some reason. Such a pension is assigned in a fixed amount approved by law. And, as a rule, the size of social pensions is significantly lower than the calculated labor (insurance) pensions.

It should be noted that in the last two years there has been a decrease in the established growth rates of social pensions. So in April 2017, this type of pension was indexed by only 1.5%. In 2018, it is planned to reach the usual (pre-crisis) increase in the level of this type of pension provision - the projected growth of social pensions in April 2018 will be approximately 4.1%.

Unlike labor pensions, indexation of social pensions is tied to change in the cost of living of a pensioner for the previous year. Therefore, the amount of indexation of insurance and social pensions for the same year may differ (although in both cases it is associated with actual increase in consumer prices).

Thus, one of the positive changes in 2018 is a more noticeable increase in the cost of living (LS) in the country, including separately by region. At the same time, the established PM allows all non-working pensioners to receive additional payments (the so-called social supplements up to the subsistence level- federal and regional), if the size of their pensions is lower than the approved values.

Attention

According to the law, the level of a citizen’s pension should always be not lower than the subsistence level in the region, in which he lives (hence the seemingly strange statements of the Government that “There are no low-income pensioners in Russia”- they all receive pensions in combination with other social benefits in an amount not less than the monthly minimum wage.

Since 2010, pension applications have already included a section on receiving social benefits. If your pension was assigned before 2010, and you did not submit a separate application for an additional payment, and the pension amount is below the established subsistence level in the region, then you must independently contact the territorial bodies of the Pension Fund.

Pension increase in 2018 in Russia for working pensioners

The laws adopted in the State Duma do not provide for any changes for the working population receiving pensions for 2018. This means that working pensioners will continue to receive pension amounts without annual indexation.

Let us recall that the indexation of pensions was stopped in February 2016 for those citizens who continue to work, having exercised their right to pension provision. The Government’s plans included not indexing pensions for working Russians up to 2019.

This moratorium on pension indexation operates as follows:

  • Those citizens who retired before February 1, 2016 and retained their jobs will remain without an increase in their pensions from February 2016.
  • For citizens who became pensioners after February 1, 2016, when calculating the individual pension coefficient (IPC), all increases that took place on the date the right to a pension became available are taken into account.
  • If you continue to work and simultaneously receive a pension, all subsequent indexations from the date of employment will again not be applied.

Attention

Working pensioners have the right to increase their pension only through annual recalculation according to the employer. From August 1 of each year, the pensions of such citizens increase by the number of points taken into account in the previous year for the period of labor activity and payment of insurance contributions during this period. But no more than 3 points per year!

An example of how working pensioners will recalculate pension indexation in the Pension Fund

A woman born on May 1, 1962, retired in 2017 within the period established by law and continues to work. What indexations will be taken into account when determining the size of the pension? And from what time will the pension stop being indexed?

The calculation of the pension for this woman will be made on the date May 1, 2017. When calculating the IPC, all approved pension growth indices will be taken into account, starting from 2015 to 05/01/2017.

  • The cost of one pension coefficient will be taken as of 05/01/2017 - this is 78.58 rubles.
  • The fixed payment included in the insurance pension will be taken into account taking into account indexation as of May 1, 2017 and is equal to 4805.11 rubles.

Further, subject to continued performance of paid work, all subsequent indexations of singing after appointment will be suspended. Those. the indexation carried out will no longer be applied to this woman’s pension. And this will continue until she quits her job or is fired by her employer.

Indexation of pension after dismissal of a working pensioner in 2018

In 2017, a law was adopted according to which the period for recalculating pensions after dismissal was changed. In 2018, working pensioners will be able to receive a pension with all missing indexes from the next month after dismissal. At the same time, the pensioner himself will not need to additionally apply to the Pension Fund, since this recalculation is entirely based on the monthly reporting of employers!

Previously, after leaving work, the pensioner received a recalculation of the pension received, taking into account all indexations in three months:

  • the first month is the submission of reports to employers to the Pension Fund about citizens working in the organization;
  • the second month - data on the fact of work was loaded into a single software package operating nationwide;
  • the third is the adoption by the territorial body of the Pension Fund of the Russian Federation of a decision on recalculation.

Attention

For citizens who stopped working in 2018, the period for calculating pensions is reduced, taking into account indexations missed during work. This will be possible after entry into force from January 1, 2018 Federal Law No. 134-FZ of July 1, 2017.

However, the process of additional accrual of missed increases will be the same for technical reasons will also take several months. But after this, when paying an already recalculated pension after 3 months, an additional payment will be made for the entire period following dismissal.

This innovation applies only to those who have been laid off. after January 1, 2018. If a pensioner quit, for example, in December 2017, then the indexation of his pension will be carried out only from April 1, 2018 - without additional payment for the period from January to March (in other words, these months will be lost).


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Latest news and latest changes in pensions

As has already become clear, the increase in pensions in the new year for most categories of pensioners (barely noticeable) or, as for the large category of working pensioners -. But in the new year demands will increase to already formed pension rights and the level of wages of Russian citizens for retirement:

No other significant changes are expected in the Russian pension system in 2018. In particular, the amount expected by many in the amount of 5,000 rubles will not be paid in 2018- this was a one-time, one-time additional payment, which was due to all pensioners in January 2017 in return for the additional indexation required by law that was missed in 2016 (and there is simply no reason to pay it in 2018).

Attention

And one of the few truly good news for Russians is that no decision has yet been made on what is relevant for those who are still working or planning to retire (including men born in 1958 and women born in 1963).

Will there be a one-time payment of 5,000 rubles to pensioners in 2018?

At the beginning of 2017, recipients of all types of pensions, regardless of the fact of work, received an additional payment in the amount of 5,000 rubles. This measure was necessary in the current economically unstable situation.

Against the backdrop of a high level of inflation and the impossibility of carrying out additional indexation of pensions, in 2016 a decision was made to make a one-time payment to citizens’ pensions (Law No. 385-FZ of November 22, 2016). Thus, the pensions of Russians were “conditionally re-indexed”, many of whom perceived this simply as a New Year’s gift.

Currently, according to the Government, the economic situation in the country is normalizing. Over the past 12 months, the increase in consumer prices (inflation) does not exceed 3%, and pensions in 2017 rose in total according to two indexations by 5.78%.

The upcoming indexation of 3.7%, planned for January 2018, exceeds the inflation rate for 2017. Therefore, no additional one-time payments (5 thousand rubles or any other) will be made besides!

Will there be an increase in the retirement age in 2018 (latest news)

In the last few years, the most discussed and acute issue for Russians is question of increasing the retirement age. In many other countries, including post-Soviet ones, corresponding decisions have already been made and are being implemented.

  • For example, from January 2017 in Belarus the retirement age will be increased annually by six months until women reach 58 years and men 63 years. In Kazakhstan, the same values ​​apply - for women at 58 years old, for men at 63 years old.
  • In many developed countries, such as Germany, men become pensioners at 65 years old, and women at 60 years old.
  • In Ukraine, the Verkhovna Rada adopted a law on pension reform, which also included an increase in the current retirement age.

Attention

Now this issue has come to a head in Russia. According to the Government, it is primarily due to the fact that the working age in the country is increasing - i.e. About a third of Russians already stop working later than retirement.

However, due to the great unpopularity of this measure, the Russian Government has not yet made a final decision on extending the retirement age (although many consider this issue resolved and note that it will most likely begin to be implemented after the next presidential elections, which will be held in March 2018 - but for now these are just rumors).

How many points and work experience do you need to retire in 2018?

Since 2015, a point system for calculating labor (insurance) pensions for citizens has been in effect, in which insurance premiums paid to the Pension Fund by the employer for its employees are transferred from rubles to relative values ​​(points). The amount of contributions taken into account for the year is correlated with the maximum accountable amount of contributions approved by the Government, which corresponds to 10 pension points(this is the maximum that can be received in one year).

But in order to obtain the right to retire in old age within the generally established time limits, it is necessary to comply three mandatory conditions:

  • reaching the age established by law;
  • availability of insurance (work) experience;
  • the presence of an established value of the individual pension coefficient (IPC) or, in other words, the size of pension points.

It should be noted that this only applies to old age pensions! Other types of pensions for compulsory pension insurance (disability, survivors) are appointed independently on the length of work (insurance) experience and the number of points received.

Attention

Since 2018, a mandatory condition for granting a pension upon reaching retirement age (currently 55 years for women and 60 years for men) is the availability of 9 years of experience and 13.8 points individual pension coefficient (IPC).

An example of calculating pension points from 2015 to 2018

For a man born in 1965, he has an official salary before income tax (NDFL) of 30,000 rubles (accordingly, annual earnings are 360,000 rubles). Let’s assume that this citizen’s salary has never increased since 2015. At the same time, deductions are not made for him to the funded part of the pension, since he was born before 1967. Thus, the employer pays insurance premiums for this man to an individual personal account in the amount of 16% of earnings before personal income tax - that is, 16% × 360,000 = 57,600 rubles per year. Let's calculate how many points this man has earned since 2015, when the new pension formula came into effect.

Every year the Government approves for these purposes the so-called salary cap, the amount of mandatory contributions from which to the Pension Fund of the Russian Federation to a citizen’s individual personal account is 16%. Thus, the maximum established salary in the country from 2015 to 2018 is the following values ​​(see table below).

In 2018, the insurance base for contributions to the Pension Fund will be 1,021,000 rubles according to Government Decree No. 1378 dated November 15, 2017. Then the maximum amount of insurance premiums taken into account for the year, accepted for 10 points, will be 163,360 rubles (an increase of almost 17% compared to 2017).

Attention

Therefore, every ruble earned in 2018 will “depreciate” when transferred to pension points relative to 2017 by immediately 1 - (1 / 1.17) = 15%, and relative to the level of 2015 - by more than 30! Therefore, it is not enough to have only a constant high salary to form decent pension rights. So that their volume does not decrease from year to year, according to the new pension formula salary must grow by at least 10% per year(see table above).

Let's return to our example. To convert monthly earnings of 30,000 rubles into points, you need to correlate the salary data (taking 16% of annual earnings, which in the example under consideration will be 57,600 rubles per year) to the established limit values ​​and multiply by 10:

  • 57600 / 113760 × 10 = 5.06 points earned by a citizen in 2015;
  • 57600 / 127360 × 10 = 4.52 points in 2016;
  • 57600 / 140160 × 10 = 4.11 points in 2017;
  • 57600 / 163360 × 10 = 3.53 points will be earned in 2018.
Thus, in just 4 years, while maintaining the same level of wages (in the example under consideration, this is 30 thousand rubles per month) the number of accrued pension points decreased by 30%(in this example - from 5.06 points in 2015 to 3.53 in 2018). Thus, in the modern pension system

Since February 1, 2017, insurance pensions of more than 31.4 million non-working pensioners increased by 5.4% based on the increase in consumer prices for 2016. The cost of the individual pension coefficient (pension point), taking into account which insurance pensions are assigned, is 78.28 rubles (until February 1, 2017 - 74.27 rubles). Together with the insurance pension, a fixed payment to it is indexed by 5.4%, its amount is 4805.11 rubles.

Thus, from February, the Russian Pension Fund switched to paying 5.4% increased all types of insurance pensions: old age, disability, and loss of breadwinner to non-working pensioners. Working pensioners will receive a pension, taking into account indexation after completion of their working career.

According to Rosstat, inflation in 2016 was 5.4%, and insurance pensions of non-working pensioners are indexed exactly by this amount. Indexation of pensions to the level of inflation for the previous year will ensure the preservation of the purchasing power of the insurance pension of non-working pensioners.

As a result, in 2017 the average annual old-age insurance pension will reach 13,620 rubles, increasing by 467 rubles compared to 2016. The amount of the pension will exceed the pensioner’s subsistence level by approximately 60%.

Expenses for indexation of insurance pensions from February 1 are provided for in the budget of the Russian Pension Fund for 2017 in the amount of almost 230 billion rubles. In total, in 2017, the Pension Fund budget allocated 6.4 trillion rubles for the payment of insurance pensions.

As for the further increase in pensions during 2017, from April 1, social pensions will be indexed taking into account the growth rate of the cost of living of a pensioner in the Russian Federation over the past year. In August, the traditional recalculation of insurance pensions of working pensioners will take place.

At the same time, during 2017, the minimum level of pension provision for pensioners will continue to be no lower than the subsistence level of a pensioner in the region where he lives. If the amount of the pension, together with other payments due to a non-working pensioner, is below the subsistence level, then a social supplement will be established for him.

Simultaneously with the indexation of insurance pensions, from February 1, the monthly cash payment (MCB), the most massive social payment in Russia, is indexed by 5.4%. Currently, the Pension Fund pays it to 15.6 million federal beneficiaries, including disabled people, combat veterans, citizens exposed to radiation, Heroes of the Soviet Union and Russia, Heroes of Socialist Labor and other citizens. The amount of indexation of the EDV was determined based on the increase in consumer prices for 2016. Funds for increasing the monthly allowance provided for in the Pension Fund of Russia budget for 2017 amount to 21.3 billion rubles. The total costs for the payment of all types of EDV, taking into account indexation, are planned in the Pension Fund budget in the amount of 450.9 billion rubles.

The set of social services (NSS) included in the EDV is also indexed at 5.4%. By law, it can be provided in kind or in cash. The cost of the full cash equivalent of NSO from February 1 increased to 1048.97 rubles per month. It includes the provision of medicines, medical products, medical nutrition products - 807.94 rubles, the provision of a voucher for sanatorium treatment for the prevention of major diseases - 124.99 rubles, free travel on suburban railway transport or on intercity transport to the place of treatment and back - 116.04 rubles.

In addition, the funeral benefit, which the Pension Fund pays to the relatives of a deceased pensioner, is also increasing. From February 1, the benefit amount is 5562.25 rubles.

_____________________________

* Indexation is carried out in accordance with the Decree of the Government of the Russian Federation dated January 19, 2017 No. 36 “On approval of the indexation coefficient from February 1, 2017 of the size of the fixed payment to the insurance pension”, Decree of the Government of the Russian Federation dated January 19, 2017 No. 35 “On approval of the consumer growth index prices for 2016 to establish the cost of one pension coefficient from February 1, 2017,” by Decree of the Government of the Russian Federation of January 26, 2017 No. 88 “On approval of the amount of indexation of payments, benefits and compensation in 2017.”

Document overview

From February 1, 2017, insurance pensions of more than 31.4 million non-working pensioners increased by 5.4% based on the increase in consumer prices for 2016. The cost of the individual pension coefficient (pension point), taking into account which insurance pensions are assigned, is 78.28 rub. (until February 1, 2017 - 74.27 rubles). Together with the insurance pension, a fixed payment to it was indexed by 5.4%. Its size is 4,805.11 rubles.

Thus, since February, all types of insurance pensions have been increased by 5.4%: old age, disability, and loss of breadwinner for non-working pensioners. Working pensioners will receive a pension, taking into account indexation after completion of their working career.

As a result, in 2017 the average annual old-age insurance pension will reach 13,620 rubles, increasing by 467 rubles compared to 2016. The amount of the pension will exceed the pensioner’s subsistence level by approximately 60%.

As for the further increase in pensions during 2017, social pensions will be indexed from April 1. In August, the traditional recalculation of insurance pensions of working pensioners will take place.

Simultaneously with the indexation of insurance pensions, from February 1, the monthly cash payment (MCB), the most massive social payment in Russia, is indexed by 5.4%.

The set of social services included in the EDV is also indexed at 5.4%. The funeral benefit that the Pension Fund pays to the relatives of a deceased pensioner is increasing. From February 1, the benefit amount is 5,562.25 rubles.

The federal budget for 2017 provided for the indexation of pensions for Russians in the full amount established by law - to the level of actual inflation of the past 2016. Thus, all types of insurance pensions (, and) February 1 indexed by 5.4%.

As established in the Federal Law on the PFR budget for the current year, such a measure will continue to operate not only for the current one, but also for 2018 and 2019. Thus, in February 2017, more than 31.4 million will receive an increased (indexed) pension amount, and working citizens - without taking into account the indexation on February 1.

At the same time, working citizens will receive payments taking into account all previously carried out indexations only after completion of work.

For working pensioners in 2017, their pension can only be increased due to recalculation on August 1.

How will military pensions change?

This is a separate type of pension, regulated by Law No. 4468-1 of February 12, 1993, assigned to military personnel under certain conditions. In accordance with it, indexation of military pensions can occur in two cases:

  • with a centralized increase in military salaries;
  • with an increase in the percentage of monetary allowance (MS) taken into account when .

The existing salaries have not been increased for more than five years and, most likely, this is not expected this year. However, on February 1, the value of the DD provided for in Article 43 of the above law increased by 4% relative to the previous value and is 72,23% (72.23/69.45 = 1.04) - this is the amount by which the pension provision of military pensioners will be indexed.

Indexation of social payments from February (EDV, NSO, funeral allowance)

Together with the increase in insurance and military pensions, 5.4% were indexed and social payments, produced by the Pension Fund of the Russian Federation: monthly cash payment (simultaneously with the cost of a set of social services), funeral benefits for pensioners.

In addition to indexation and increase in pensions, in 2018 there will also be a number of changes in the basics of pension provision for Russian citizens. What changes are these?

Increase in pensions from February 1, 2018

and a number of other changes

will be held in Russia in three stages:

  • Already from January 1, 2018 by 3.7 percent occurred increase in labor pensions for non-working pensioners (for old age, disability and loss of a breadwinner). This indexing will be carried out one month earlier than usual, since the Government decided to index these types of pension payments above the inflation rate, which in 2017 was at a record low level (less than 3%).
  • From February 1 2018 will be as usual social benefits paid by the Pension Fund are indexed independently or in the form of a pension supplement (EDV, NSU). In 2018, these payments will be indexed according to actual inflation for 2017(projected at less than 3%, so pensioners are unlikely to feel such an increase).
  • From April 1, 2018 will be held indexation of social pensions , paid to a pensioner in the absence of work experience (including disabled children). This type of pension is assigned in a fixed amount and increases taking into account changes in the value over the past year pensioner's living wage. In 2018 indexation of social pensions planned at 4.1%.

Moratorium on indexation of pensions for working pensioners in 2018 year will be preserved - that is, employed citizens who are already retired will be able to count only for recalculation from August 1 based on accrued pension points for the previous year. They will be able to receive all indexation missed during the moratorium only after dismissal.

In addition to the indexation of pension payments, in 2018 There will also be a number of changes in the basics of pension provision for Russian citizens, which will affect the conditions for retirement upon reaching retirement age and the formation of pension rights of working citizens.

Another question that concerns pensioners in connection with the onset of the new year is whether pensioners will receive 5,000 rubles in January 2018 (alas, no - this time there will be no such payment).

Indexation of pensions in 2018

According to the provisions of Law No. 400-FZ of December 28, 2013, insurance (labor) pensions of citizens must be indexed annually from February 1 to the inflation level of the previous year, and if the Pension Fund has additional financial resources, indexation is carried out again on April 1. But the new year is traditional The procedure for indexing labor pensions will change: their increase will occur 1 month earlier - already from January 1, 2018.

This is because the increase is based on a higher percentage than recorded actual inflation, so there is no need to wait until February until Rosstat calculates inflation for 2017 (expected to be less than 3 percent).

Social pensions and other social payments made by the Pension Fund, will be promoted as usual to the actual level of price growth for 2017:

  • monthly social payments for pensions - from February 1, based on actual inflation for 2017 (less than 3 percent);
  • social pensions for disabled citizens - from April 1 in relation to the increase in the cost of living (approximately 4.1 percent).

At the same time, the increase in insurance pensions will not affect employed pensioners. Let us recall that the indexation of pensions for working citizens was suspended in 2016 due to the difficult economic situation in the country. This freeze helped save the state 12 billion rubles. However, all missed indexations must be compensated to the citizen the very next month after dismissal.

Pension increase from January 1, 2018 (latest news)

In accordance with the law adopted by the State Duma on December 15, 2017 (introduced by the Government as bill No. 274624-7) on changing the procedure for indexing insurance pensions in 2018 all types of pensions (old age, disability, survivors) should increase from January 1, 2018 by 3.7%. The previous procedure for increasing labor pensions is suspended until the beginning of 2019, and this increase does not apply to working pensioners (see the text of the law below).

It should be borne in mind that any insurance pension consists of two parts:

  • fixed payment(or FV) is a constant value guaranteed by the state (for all categories of recipients it is set in a fixed amount);
  • directly insurance part- this is an individual calculated value, which depends on the number of pension points earned during work.

January indexation will affect both parts of the pension as follows:

  1. The fixed payment will be increased by 3.7% and will remain unchanged 4982 rubles 90 kopecks, its increase or decrease is legally established for certain categories of citizens by Law No. 400-FZ of December 28, 2013;
  2. The insurance part of the pension directly depends on the points earned by the pensioner, the cost of which will increase from January 1 by 3.7% and amount to 81 ruble 49 kopecks.

In 2017, actual inflation in the country was recorded at no more than 3%. Consequently, the increase in pensions proposed by the Government by 1.037 times in 2018 formally covers the increase in consumer prices (although, of course, in its absolute value this increase will be very small - the increase will be even less than in previous years).

Increase in social payments to pensioners in 2018 from February 1

From February 1, 2018, there will also be an increase (indexation) of all social payments of the Pension Fund provided for various categories of citizens (disabled people, veterans, heroes of Russia, etc.). They are provided in the form of monthly cash payments (MCB), an integral part of which is also a set of social services (NSS).

In general, NSU consists of three parts (medicines, travel and sanatorium treatment) and is provided at the choice of the pensioner in one of two ways:

  • in kind (that is, directly by social services);
  • in monetary terms when refusing natural food.

The cost of a set of such services (each part separately) is determined by law and increases in direct proportion to the growth of the monthly payment (EDV) - i.e. by the same percentage. In 2018, this increase is planned at a level of less than 3%, so beneficiaries will hardly feel such an increase.

The preliminary values ​​of EDV and NSU in 2018 can be found in the table:

Thus, from February 1, 2018, it is planned to index social payments (including a set of social services) to the actual inflation level of last year. In the draft Government resolution, this value was fixed at 3.2%, but actual inflation will be less than 3%, so the increase will be even smaller (the same applies to child benefits in 2018).

Indexation of social pension in 2018 from April 1 by 4.1%

A social pension is a special type of pension, which is characterized by the pensioner’s lack of work experience for some reason. Such a pension is assigned in a fixed amount approved by law. And, as a rule, the size of social pensions is significantly lower than the calculated labor (insurance) pensions.

It should be noted that in the last two years there has been a decrease in the established growth rates of social pensions. So in April 2017, this type of pension was indexed by only 1.5%. In 2018, it is planned to reach the usual (pre-crisis) increase in the level of this type of pension provision - the projected growth of social pensions will be approximately 4.1% in April 2018

Unlike labor pensions, indexation of social pensions is tied to change in the cost of living of a pensioner for the previous year. Therefore, the amount of indexation of insurance and social pensions for the same year may differ (although in both cases it is associated with actual increase in consumer prices).

Thus, one of the positive changes in 2018 is a more noticeable increase in the cost of living (LS) in the country, including separately by region. At the same time, the established PM allows all non-working pensioners to receive additional payments (the so-called social supplements up to the subsistence level- federal and regional), if the size of their pensions is lower than the approved values.

According to the law, the level of a citizen’s pension should always be not lower than the subsistence level in the region, in which he lives (hence the seemingly strange statements of the Government that “There are no low-income pensioners in Russia”- they all receive pensions in combination with other social benefits in an amount not less than the monthly minimum wage.

Since 2010, pension applications have already included a section on receiving social benefits. If your pension was assigned before 2010, and you did not submit a separate application for an additional payment, and the pension amount is below the established subsistence level in the region, then you must independently contact the territorial bodies of the Pension Fund.

Pension increase in 2018 in Russia for working pensioners

The laws adopted in the State Duma do not provide for any changes for the working population receiving pensions for 2018. This means that working pensioners will continue to receive pension amounts without annual indexation.

Let us recall that the indexation of pensions was stopped in February 2016 for those citizens who continue to work, having exercised their right to pension provision. The Government’s plans included not indexing pensions for working Russians up to 2019.

This moratorium on pension indexation operates as follows:

  • Those citizens who retired before February 1, 2016 and retained their jobs will remain without an increase in their pensions from February 2016.
  • For citizens who became pensioners after February 1, 2016, when calculating the individual pension coefficient (IPC), all increases that took place on the date the right to a pension became available are taken into account.
  • If you continue to work and simultaneously receive a pension, all subsequent indexations from the date of employment will again not be applied.

Working pensioners have the right to increase their pension only through annual recalculation according to the employer. From August 1 of each year, the pensions of such citizens increase by the number of points taken into account in the previous year for the period of labor activity and payment of insurance contributions during this period. But no more than 3 points per year!

An example of how working pensioners will recalculate pension indexation in the Pension Fund

A woman born on May 1, 1962, retired in 2017 within the period established by law and continues to work. What indexations will be taken into account when determining the size of the pension? And from what time will the pension stop being indexed?

The calculation of the pension for this woman will be made on the date May 1, 2017. When calculating the IPC, all approved pension growth indices will be taken into account, starting from 2015 to 05/01/2017.

  • The cost of one pension coefficient will be taken as of 05/01/2017 - this is 78.58 rubles.
  • The fixed payment included in the insurance pension will be taken into account taking into account indexation as of May 1, 2017 and is equal to 4805.11 rubles.

Further, subject to continued performance of paid work, all subsequent indexations of singing after appointment will be suspended. Those. the indexation carried out from January 1, 2018 at 3.7% will no longer be applied to this woman’s pension. And this will continue until she quits her job or is fired by her employer.

Indexation of pension after dismissal of a working pensioner in 2018

In 2017, a law was adopted according to which the period for recalculating pensions after dismissal was changed. In 2018, working pensioners will be able to receive a pension with all missing indexes from the next month after dismissal. At the same time, the pensioner himself will not need to additionally apply to the Pension Fund, since this recalculation is entirely based on the monthly reporting of employers!

Previously, after leaving work, the pensioner received a recalculation of the pension received, taking into account all indexations in three months:

  • the first month is the submission of reports to employers to the Pension Fund about citizens working in the organization;
  • the second month - data on the fact of work was loaded into a single software package operating nationwide;
  • the third is the adoption by the territorial body of the Pension Fund of the Russian Federation of a decision on recalculation.

For citizens who stopped working in 2018, the period for calculating pensions is reduced, taking into account indexations missed during work. This will be possible after entry into force from January 1, 2018 Federal Law No. 134-FZ dated July 1, 2017.

However, the process of additional accrual of missed increases will be the same for technical reasons will also take several months. But after this, when paying an already recalculated pension after 3 months, an additional payment will be made for the entire period following dismissal.

This innovation applies only to those who have been laid off. after January 1, 2018. If a pensioner quit, for example, in December 2017, then the indexation of his pension will be carried out only from April 1, 2018 - without additional payment for the period from January to March (in other words, these months will be lost).

Latest news and latest changes in pensions

As has already become clear, the increase in pensions in the new year for most categories of pensioners will be very small (unnoticeable) or, as for a large category of working pensioners, there will be no increase at all. But in the new year demands will increase to already formed pension rights and the level of wages of Russian citizens for retirement:

  • To the planned values ​​stipulated by law “About insurance pensions”, the minimum requirements required to retire from old age pension in 2018 will increase - now you will need to have at least 9 years of work experience And minimum 13.8 pension points.
  • Earn new pension points for the working population from 2018 will become much more difficult, since the maximum base for calculating insurance contributions to the Pension Fund in 2018 (on the basis of which points earned for the year are calculated) will be increased immediately by 16.55% - from 876 thousand rubles to 1 million 021 thousand. - according to Government Decree No. 1378 of November 15, 2017. And it’s unlikely that anyone in Russia now has a salary that is growing at the same rate (well, if it’s growing at all).

No other significant changes are expected in the Russian pension system in 2018. In particular, the expected one-time payment to pensioners in the amount of 5,000 rubles will not be paid in 2018- this was a one-time, one-time additional payment, which was due to all pensioners in January 2017 in return for the additional indexation required by law that was missed in 2016 (and there is simply no reason to pay it in 2018).

And one of the few truly good news for Russians is that no decision has yet been made to increase the retirement age, which is important for those who are still working or planning to retire (including men born in 1958 and women born in 1963).

Will there be a one-time payment of 5,000 rubles to pensioners in 2018?

At the beginning of 2017, recipients of all types of pensions, regardless of the fact of work, received an additional payment in the amount of 5,000 rubles. This measure was necessary in the current economically unstable situation.

Against the backdrop of a high level of inflation and the impossibility of carrying out additional indexation of pensions, in 2016 a decision was made to make a one-time payment to citizens’ pensions (Law No. 385-FZ of November 22, 2016). Thus, the pensions of Russians were “conditionally re-indexed”, many of whom perceived this simply as a New Year’s gift.

Currently, according to the Government, the economic situation in the country is normalizing. Over the past 12 months, the increase in consumer prices (inflation) does not exceed 3%, and pensions in 2017 rose in total according to two indexations by 5.78%.

The upcoming indexation of 3.7%, planned for January 2018, exceeds the inflation rate for 2017. Therefore, no additional one-time payments (5 thousand rubles or any other) in addition to the already included indexations will be made!

Will there be an increase in the retirement age in 2018 (latest news)

In the last few years, the most discussed and acute issue for Russians is question of increasing the retirement age. In many other countries, including post-Soviet ones, corresponding decisions have already been made and are being implemented.

  • For example, from January 2017 in Belarus the retirement age will be increased annually by six months until women reach 58 years and men 63 years. In Kazakhstan, the same values ​​apply - for women at 58 years old, for men at 63 years old.
  • In many developed countries, such as Germany, men become pensioners at 65 years old, and women at 60 years old.
  • In Ukraine, the Verkhovna Rada adopted a law on pension reform, which also included an increase in the current retirement age.

Now this issue has come to a head in Russia. According to the Government, it is primarily due to the fact that the working age in the country is increasing - i.e. About a third of Russians already stop working later than retirement.

However, due to the great unpopularity of this measure, the Russian Government has not yet made a final decision on extending the retirement age (although many consider this issue resolved and note that it will most likely begin to be implemented after the next presidential elections, which will be held in March 2018 - but for now these are just rumors).

How many points and work experience do you need to retire in 2018?

Since 2015, a point system for calculating labor (insurance) pensions for citizens has been in effect, in which insurance premiums paid to the Pension Fund by the employer for its employees are transferred from rubles to relative values ​​(points). The amount of contributions taken into account for the year is correlated with the maximum accountable amount of contributions approved by the Government, which corresponds to 10 pension points(this is the maximum that can be received in one year).

But in order to obtain the right to retire in old age within the generally established time limits, it is necessary to comply three mandatory conditions:

  • reaching the age established by law;
  • availability of insurance (work) experience;
  • the presence of an established value of the individual pension coefficient (IPC) or, in other words, the size of pension points.

It should be noted that this only applies to old age pensions! Other types of pensions for compulsory pension insurance (disability, survivors) are appointed independently on the length of work (insurance) experience and the number of points received.

Since 2018, a mandatory condition for granting a pension upon reaching retirement age (currently 55 years for women and 60 years for men) is the availability of 9 years of experience and 13.8 points individual pension coefficient (IPC).

An example of calculating pension points from 2015 to 2018

For a man born in 1965, he has an official salary before income tax (NDFL) of 30,000 rubles (accordingly, annual earnings are 360,000 rubles). Let’s assume that this citizen’s salary has never increased since 2015. At the same time, deductions are not made for him to the funded part of the pension, since he was born before 1967. Thus, the employer pays insurance premiums for this man to an individual personal account in the amount of 16% of earnings before personal income tax - that is, 16% × 360,000 = 57,600 rubles per year. Let's calculate how many points this man has earned since 2015, when the new pension formula came into effect.

Every year the Government approves for these purposes the so-called salary cap, the amount of mandatory contributions from which to the Pension Fund of the Russian Federation to a citizen’s individual personal account is 16%. Thus, the maximum established salary in the country from 2015 to 2018 is the following values ​​(see table below).

In 2018, the insurance base for contributions to the Pension Fund will be 1,021,000 rubles in accordance with Government Decree No. 1378 dated November 15, 2017. Then the maximum amount of insurance contributions taken into account for the year, accepted for 10 points, will be 163,360 rubles (an increase relative to 2017 by almost 17 %).

Therefore, every ruble earned in 2018 will “depreciate” when transferred to pension points relative to 2017 by immediately 1 - (1 / 1.17) = 15%, and relative to the level of 2015 - by more than 30! Therefore, it is not enough to have only a constant high salary to form decent pension rights. So that their volume does not decrease from year to year, according to the new pension formula salary must grow by at least 10% per year(see table above).

Let's return to our example. To convert monthly earnings of 30,000 rubles into points, you need to correlate the salary data (taking 16% of annual earnings, which in the example under consideration will be 57,600 rubles per year) to the established limit values ​​and multiply by 10:

  • 57600 / 113760 × 10 = 5.06 points earned by a citizen in 2015;
  • 57600 / 127360 × 10 = 4.52 points in 2016;
  • 57600 / 140160 × 10 = 4.11 points in 2017;
  • 57600 / 163360 × 10 = 3.53 points will be earned in 2018.

Thus, in just 4 years, while maintaining the same level of wages (in the example under consideration, this is 30 thousand rubles per month) the number of accrued pension points decreased by 30%(in this example - from 5.06 points in 2015 to 3.53 in 2018). Thus, the modern pension system contains a mechanism that leads to a decrease in the level of annually accumulated pension rights while maintaining the same salary!

Accordingly, in the example considered, since 2015, the citizen has earned 5.06 + 4.52 + 4.11 + 3.53 = 17.22 points. Moreover, if a citizen’s right to a pension arose in 2017, then all the points accrued to him must be multiplied by 78.58 rubles - this is the cost of the insurance point from April 1, 2017. And if the right to a pension arises in 2018, then from January 1 it will be necessary to multiply by 81.49 rubles.

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